Tell us about those who will be covered under this insurance.

An error ocurred during the API call
A valid New Jersey zip code is required
You must select a County
You must fill the Age field for all persons
Only ages 0 to 120 are eligible
Your household number cannot be lower than the number of people covered
You must specify your household income
You must select a County

1 - New Jersey zip code where you live.*

Select a county:

Please select a County.

2 - Who will be covered?

Age when coverage begins:*

In general, would you say the health of this person is: (optional)

Expected medical
procedures: (optional)

Pregnant woman?

Person {{person.id}}

You must fill the Age field for all persons.

Only ages 0 to 64 are eligible.

3 - Would you like to find out if you can get help paying for coverage?
If you earn less than ${{calculateIncomeForReduction()}}, you are likely to qualify for a lower monthly price.

(This tool is intended as an eligibility estimate. If you have already completed the application process from HealthCare.gov website, please answer "No" here as your eligibility has already been determined.)

Yes No

Important: Since you said "NO" to the question "Would you like to find out if you can get help paying for coverage?" what you see when you click continue might make plans look much more expensive than they will be if you enroll through the HealthCare.gov website, and you will not learn about eligibility for free or low-cost coverage through Medicaid/CHIP or Healthcare.gov.

Change your answer to "YES" if you want to find out about financial help.

This tool is intended as an eligibility estimate. If you have already completed the application process on the HealthCare.gov website, please answer "No" here as your eligibility has already been determined.

3.1 - How many people are in your household?*

You must specify the household number.

(Include spouse plus all dependents shown on your tax return, even people who won't apply for coverage.)

3.2 - Is employer coverage available to everyone in your household?

Yes No

3.3 - What is your household expected income in 2020?*

Click here to see your estimated help paying for coverage

Calculating your subsidy

You must specify your household income.

There was an error calculating your subsidy.

(Include wages, salary, self-employment income, interest and dividends received, alimony received, Social Security payments received, other income.)

Financial help for paying for an insurance plan premium on HealthCare.gov

Our estimate of the premium tax subsidy your household may be eligible for is:

{{subsidyAmount}} per month

for coverage for the following person(s) you listed:

{{person}}

We estimate that your household is not eligible for advanced premium tax credits for paying insurance plan premiums on Healthcare Exchange.

Your household may be eligible to enroll in catastrophic coverage through affordability exemption.

Our estimate shows that you may be eligible for a cost sharing reduction, which lowers the amount you pay for out-of-pocket costs like deductibles, coinsurance, and copays. This cost sharing reduction only applies to silver plans. We've already factored this into the details you'll see about those plans.

Members of Federally Recognized American Indian or Alaska Native Tribes may be eligible for special benefits and protections through HealthCare.gov. Our estimate shows that you may be eligible for 100% cost-sharing benefits, which means you would not be required to pay deductibles, copayments, or other out-of-pocket costs. We've already factored this into the details you'll see about the plans. To understand the full benefits that may be available to you, please call the HealthCare.gov Contact Center for assistance at 1-800-318-2596.

Members of Federally Recognized American Indian or Alaska Native Tribes may be eligible for special benefits and protections through HealthCare.gov. Our estimate shows that you may be eligible for a cost sharing reduction, where there is no cost-sharing for services provided by Indian health care providers (I/T/U). This tool cannot make these calculations. To understand the full benefits that may be available to you, please call the HealthCare.gov Contact Center for assistance at 1-800-318-2596.

Important —Effects of employer coverage: We assumed your household would not be eligible for a premium subsidy or Medicare because you said employer coverage is available to everyone in your household. But that fact might not bar your getting a premium subsidy if the employer coverage is very expensive or does not include some government-required benefits.

We estimate that your household is not eligible for advanced premium tax credits for paying insurance plan premiums.

Coverage through:

Medicaid

{{person}}

Children's Health Insurance Program (CHIP)

{{person}}

This is our estimate. The information on this site does not include all program rules. To find out if you qualify, you must apply. Visit the DHS New Jersey Health Care Programs website for more information about Medicaid or CHIP.

This is our estimate. To get official answers, you can submit an application through HealthCare.gov.

When you continue to compare plans, we will use our estimate for your subsidy and we will assume that family members who qualify for Medicaid or CHIP will take advantage of those programs and not the plans we will be comparing.

This is our estimate. To get an official subsidy determination, you can submit an application through HealthCare.gov.

When you continue to compare plans, we will use our estimate for your subsidy.

*Some required fields are empty or invalid.

Using Family:

{{person}}

*Some required fields are empty or invalid..

For Medicaid or CHIP:

Click here to start the application process »

Health Plan Comparison Tool